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MEDICARE

Medicare is health insurance for:

People 65 years of age or older

Some people under age 65 with disabilities

People of all ages with end-stage renal disease (permanent failure of the kidneys requiring dialysis or a kidney transplant, also known as ESRD)

1

Original Medicare is a fee-for-service health plan that has two parts: Part A (Hospital Insurance) and Part B (Medical Insurance).


Part A helps cover:
hospices
Hospitalization

Skilled Nursing Facilities

home health care


Generally, you do not pay the monthly premium for Medicare Part A if you

or your spouse paid their Medicare taxes for a certain amount of time while they worked. If you're not eligible for Medicare Part A with no premium, you may be able to purchase Part A.

2

  • ​Providers of different medical services  

  • Outpatient care

  • home health care

  • Durable medical equipment (such as wheelchairs, walkers, hospital beds, and other equipment)

 

Many preventive services (like screenings, shots, and annual “wellness” visits)

Most people pay the standard monthly Part B premium. Note: Original Medicare pays much, but not all, of the cost of health care services and supplies. Medicare supplement insurance (Medigap) policies, sold by private companies, can help pay for some of your remaining health care costs, such as copays, coinsurance, and deductibles.

3

  • An “all-in-one” alternative to Original Medicare. These “all-inclusive” plans include Part A, Part B, and usually Part D.

  • Plans may have lower out-of-pocket costs than Original Medicare.

  • Most plans offer extra benefits that Original Medicare doesn't cover, like vision, hearing, and dental services.
    Medicare Part D (prescription drug coverage)

4

  • It Helps cover prescription drug costs (including many recommended vaccines)

  • Offered by private insurance companies that follow rules set by Medicare

  • It can help lower your drug costs and protect against rising drug costs

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Smiling Senior Couple

Gomez Family

It is a pleasure working with Jose, Maria, and the Visionary Group team. They are very attentive to the needs of our family and bring a high level of professionalism. If you are looking for Medicare for the first time, I highly recommend using their services.

Happy Grandparents

Rivera family

Jose and the team are AWESOME! Nothing goes as smoothly as you'd hope, but Visionary Group knows what it's doing and can navigate even the toughest situations! Good job team!

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